What is Phishing attack?
Phishing
is a type of social engineering attack often used to steal user data, including
login credentials and credit card numbers. It occurs when an attacker,
masquerading as a trusted entity, dupes a victim into opening an email, instant
message, or text message.
How it Works?
An attacker will send email or sms and once you
receive a malicious email/sms, it will then make you to click on a malicious link inside it,
which can lead to the installation of malware, which will make your system freeze and ask for ransom as
part of attack or reveal sensitive information which can use in future.
Types of
Phishing Attacks?
Email
phishing scams
An attacker sending out thousands of
fraudulent messages to multiple users, it will be a spoofed message often contains delicate mistakes that expose its
true identity. These can include spelling mistakes or changes to domain names
etc. Users should be vigilant to analyze that why he receiving such emails and
think before clicking on an embedded link inside the message.
Scammers use email or text
messages to trick you into giving them your personal information. But there are
several things you can do to protect yourself which are mentioned below.
Spear phishing
Spear phishing targets a specific person or enterprise, as
opposed to random application users. It’s a more in-depth version of phishing
that requires special knowledge about an organization, including its power
structure.
How to Protect from the Attack?
Phishing attack protection requires
steps be taken by both users and enterprises.
·
Do not respond to unknown or unsolicited calls/emails/messages. In
case of suspicion, call your bank directly on their published number on their
official website.
·
Do not provide banking information to anyone even if the caller
claims to be from the bank.
· Review your bank account and credit card statements at regular
intervals for any suspicious transactions.
·
Use security filters of social media applications to safeguard
your profile and ensure that no one accesses your details.
·
Do not download unknown apps and if you do so, do not allow them
access to your contacts, photos, and any other access which it may ask for.
·
Confirming your whereabouts on social media can tipoff fraudsters
about your location, which may be used to harm you financially while you are
away.
·
Always remember that your bank NEVER asks for your personal or
banking credentials through web links, SMS, email, phone calls etc.
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